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Victoria Hayes, CFP® — Retirement Planning Specialist • 17 years in retirement portfolio management
Last updated: February 2026 | Next review: May 2026 • Sources: IRS Publication 590-B (2025), SEC Investor Alert on Self-Directed IRAs (2022), FINRA.org, World Gold Council Demand Trends 2025

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Investment Risk Disclaimer: Gold IRAs involve risk, including potential loss of principal. Gold prices are volatile and have historically underperformed broad equity indices over 20+ year horizons. Annual fees of $225–$900+ reduce effective returns. This content is for informational purposes only and does not constitute financial, tax, or legal advice. Consult a CFP®, CPA, or attorney before making retirement investment decisions.
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